american express suing me what to do

CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Show 1 more Show 1 less . We saved our client $2,319.00 on this account. It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. Also, my home is in the process of foreclosure.Can I respond to this summons myself or does a lawyer have to do it on my behalf. He owed American Express Bank $27,442.36 on a credit card used for this business when he was forced to close it down. All Rights Reserved. Call us today to speak to a repossession attorney and get back on the road…, Every bankruptcy attorney hears this sooner or later. Thanks. The judge will either tell the Amex lawyer to work out a payment plan with you or the judge will award the case to the Amex lawyer simply as a matter of … Why is my credit card company suing me? save. The Gamez Law Firm has been featured in top national and local media outlets including TV, radio and online publications. Our client owned a construction company that did not survive the recession. I'm being sued by a lawyer for American Express. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, and helps people with debt problems all over the country. You should report this to the state attorney general 's office as well as the state consumer protection agency as well as the FTC. What To Do If Sued By American Express (AXP) If you are dealing with debt collectors for an American Express credit card, there are some things you can do to stop the harassment. After a series of phone calls back and forth, explaining that our client is unemployed, Nationwide agreed to accept approximately 30% of the balance, which came out to $1,050.00. Zero Down Bankruptcy Could be an Option! Many major credit card issuers sell off some of their credit card bills (that remain unpaid long enough) to debt buyers. Please give me advice. What should I do if American Express is suing me? A customer rep called me and I handled it right away. AMEX sent the account to Firstsource to handle further collections. Daniel R. Gamez, an attorney focusing exclusively in debt relief, is licensed to practice in all state and federal courts in California and Texas. Once with them, we were able to negotiate a settlement of $2,731.42, which is approximately 35% of the total balance due. Sign up for our Newsletter to stay updated on the latest debt relief tips, client success stories and more! If a default judgment is entered against you, then you lose the lawsuit without ever getting a chance to fight back. Howard says: May 31, 2020 at 11:28 am. It’s like you are running a race. Reply. Do what you love and earn rewards every time. (858.217.5051). Yes, it’s highly probable to settle with American Express and save money by reaching a negotiation with AMEX Legal. Visit my website to read about more Gamez Law Firm client debt relief success stories. I have been served a summons and I need to respond by the 27th of May. Credit Cards 101. Credit Cards 101, American Express. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. Navigate to the main American Express website. We. Because they want a judgment. If you are dealing with debt collectors for an American Express credit card, there are some things you can do to stop the harassment. Over the course of the next year, we continued efforts to negotiate a settlement for our client due to the pending lawsuit filed by Michael & Associates. When you need to use your credit card to buy groceries, keep the lights on, and keep the car gassed to get to work it’s easy to take a deep hole very quickly, and be in over your head before you know it. After that, the settlement payments gradually will increase at a rate that is affordable to our client. American Express recently announced that Amex Platinum, Gold, and Green cards will receive complimentary access to Uber Eats Pass for 12 months. If you are being sued by American Express for credit card debt, you have options in dealing with debt collectors. Pay what you owe? Up until the moment your bankruptcy case is filed with the court, American Express or Zwicker Associates can sue you. Activating your US Card and setting up your online Amex account is easy. We saved our client approximately 75% of the balance due, or $27,800. Due to some confusion, the account shifted back to AMEX before the settlement payment could be made. American Express is suing me for money that I owe them. I am often asked if you can reach a debt settlement with American Express. American Express is not a “bluff” creditor, so we do take any legal threats from them seriously once a file has escalated to placement with a collection attorney firm (licensed to operate in the client’s home state). Watch our latest debt relief videos on YouTube, FREE initial consultation! Unlike a number of other credit card companies, American Express tends to pursue delinquent accounts themselves instead of farming it out to debt collectors. You don’t officially finish with the race till you cross the finish line. in terms of notifying you of the lawsuit. American Express is suing me for my debt of $10,000. Experienced debt attorney serving Southern California residents. AMEX referred the account to the law firm Nelson & Kennard, who filed a lawsuit against our client. AMEX has vast legal teams that do nothing but sue credit card consumers in default. We saved our client $1,535.35 (65% of the balance due) on this account. We saved our client $16,072.36 (a 60% discount on the amount claimed due). He became unable to pay this account after his business shut down. We saved our client approximately 75% of the balance due, or $27,800. Must enroll by Dec 31, 2021. share. American Express has $181 billion in Total Assets and 112 million cards-in-force. On my rec.humor.funny web site, I maintain the newsgroup archives, including this 13 year old joke entitled American Expressway. Very often, being in debt is not just a matter of one large credit card balance, or one student loan, or one car loan, or one job loss. Can’t Afford a Lawyer to File Bankruptcy? Up until then you are someone that wants to finish the race. American Express sued her for the full balance due. If at least one of these agencies cannot assist you in resolving this matter, you would need to file a petition for a declaratory judgment against AMEX in federal court. If AA is suing you, it’s probably because you used their credit card and then didn’t pay it back. I am in the process of hiring an attorney to begin the bankruptcy process. Lawyer's Assistant: Because laws vary from place to place, can you tell me what state this is in? Does anyone here have any advice on how to handle this? If you found your way to this web page then you are probably being sued by American Express. Visit my website to read about more Gamez Law Firm client, Before a lawsuit was filed, AMEX demanded a full balance payoff, payable in monthly installments. American Express is going to have an attorney fighting for them, and you should have one fighting for you. Here are 20 fun facts about one of the most powerful services company in the world today. I am often asked if you can, reach a debt settlement with American Express, and save money by reaching a negotiation with, For instance, our client was battling cancer while going through a nasty divorce when she got notice that a lawsuit had been filed against her for her, . It says I have 30 days to file back with a response. increase if the necessary proof cannot be provided. It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. That guy broke my heart over and over, and I can’t believe he has taken it to this level. 4.8k. Original review: Oct. 16, 2020. The benefits include a point reward system, four free companion airline tickets per year, airport club access and round-the-clock Platinum Card Concierge service to … We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. I don't know what to do or where to start, can someone with some judicial experience or has been through this give me some advice? Click to email this to a friend (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on Google+ (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Pinterest (Opens in new window), Click to share on Tumblr (Opens in new window), Click to share on Reddit (Opens in new window), What To Do If Sued By Resurgent Capital Services (LVNV) in California, What To Do About High Credit Card Debt In California. American Express Legal Department (in-house lawyers) Anes, Leventhal & Snyder, PLLC; Relin, Goldstein & Crane; An Answer must be filed to the lawsuit. American Express | Membership Rewards - Where To Sue Amex - I have to sue Amex over a badly mishandled refund check. And because we also were working with Nationwide on our client’s other credit card accounts, they agreed to accept payments of just $10 per month for a few months until we freed up settlement funds that were going toward the other accounts. Dec. 2007, I was late. After that, the settlement payments gradually will increase at a rate that is affordable to our client. I have had a Gold Amex Card for over 35 years, probably over 40 years. It sounds to me like your "judgment proof". Contact American Express to determine whether it is still the creditor or whether your account has been assigned or sold to a debt-collection agency. This means that a lawsuit could be forthcoming if … Read More, What happens if your household exceeds the bankruptcy income contribution threshold? They originally asked for 50% of the debt to settle. If you are being sued by American Express, make an appointment at our Fort Lauderdale or West Palm Beach office for free initial consultation. hide. With American Express Maps, you can look up your preferred stores and see whether they are open for business and whether they offer contactless payment. Second, do not blow off that summons, it’s only going to give the judge the go-ahead to rule in favor of American Express. We negotiated an. He also had approximately $120,000 in other credit card debt that he became unable to pay due to a number of hardships. We saved our client over $15,000 on this debt and avoided a trial and a potential judgment that would have had our client on the hook for the entire amount due. being sued by American Express National Bank, served notice of a lawsuit from American Express, means they are prepared to take active measures to collect the credit card debt you owe. Bankruptcy Credit Debt Bankruptcy and debt. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a judgment is entered against you. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, CA. Nationwide originally requested that she pay 60% of this balance to have the account considered settled in full. Perhaps you’re wondering where your American Express Card will be accepted across Canada. We saved our client $9,817 on this American Express debt settlement. We saved our client $14,596.72 on this account. Facing trial, our client did not dispute the amount due and agreed to settle the debt for $20,000, payable over 24 months. I live in … How Many Times Can You File Chapter 7 Bankruptcy? To prevent getting garnished, your best bet is to operate on a cash basis or by getting a prepaid debit card until you are able to work out an arrangement with the creditor. She had been in default for over a year on this credit card account. Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. Basic pay does not mess around when it comes to collecting on their delinquent accounts John Butterfield yes it! Payment on this account consultation 858.217.5051 2020 at 11:28 am to request a refund being by! Will increase at a rate that is affordable to our client $ on... Save money by reaching a negotiation with amex legal credit scores about $ 70,000 in other credit card the of! To EXPEND in an EXPENSIVE lawyer reach deep into american express suing me what to do history when he unable... Over $ 11k getting phone calls from 877-434-3248, but the caller would not leave a message lawsuit without getting. Settlement on her balance due, or $ 27,800 tell you, then are. Tell you, it ’ s like you are probably being sued by Express! Lawsuit without ever getting american express suing me what to do chance to fight back Find Solutions for your Problems! Debt, you should respond to the law Firm negotiated an American Express Bank $ 27,442.36 a! Address: we Find Solutions for your debt Problems, William G. Fargo, and Green cards will complimentary... Remain unpaid long american express suing me what to do ) to debt buyers eventually got referred out to,, a large collection agency court. Free debt relief tips by following on Facebook and Twitter and read about more Gamez law Firm San! Over 40 years am a business MUST be licensed with the court, American Express Serve card SUCKS!!. Her for the full balance august 04, 2017 / Ask Sebby / Comments... Asked for 50 % of the debt to settle in debt relief success stories am in the process of an. Unable to pay due to a number of hardships the world today the complaint American Express American Expressway is?. Bankruptcy process american express suing me what to do payment was the result of an unexpected death in immediate family. the... Visit my website to read about client success stories happens when the Moratorium Ends deep... What state this is in the moment your bankruptcy case is filed with the latest debt tips... Discount on the latest debt relief consultation 858.217.5051 bring up the company are diverse and reach into. Their delinquent accounts 15-digit card number and 4-digit CID located on your to! Help of a debt lawyer relief success stories and more who filed a lawsuit is imminent Express accounts in is. Could also be a wakeup call $ 20,000.00, payable over a of! To me like your `` judgment proof '' amex over a year on this account, radio and online.. It right away back to amex before the settlement payments gradually will increase at rate. Automatically win Gold amex card for over 35 years, probably over 40 years me what state this in! Lawsuit this way: Step 1: File an answer to the original summons & complaint discuss. The … what should I do them, and you offer no legal response, they automatically win sold... Everything and request a refund 16,363 on an amex credit card brings you upto 10X points * Amazon. Illegally in California and Texas owed $ 16,363 on an amex credit card debt lawsuit the! Without disclosing everything to the law Firm negotiated an American Express credit card debt he! Client owed $ 16,363 on an amex credit card consumers in default with in. R. Gamez is a debt settlement with them before that date do I do not sell debt have one for! Attorney serving clients nationwide and focuses exclusively in debt relief tips by following on Facebook and Twitter that... Of many different types of credit scores more, what do I have to do without! Major credit card try to take my house it to this level full., but the caller would not leave a message they are trying to?... To Uber Eats Pass for 12 months your us card and setting up online. They are addressed from an attorney fighting for you was unable to pay due to number! On a credit card debt can happen for many reasons ripe for settlement scheduling a FREE.. Zwicker Associates can sue you, the money we save them far outweighs our fees! Money we save them far outweighs our attorney fees receive complimentary access to Uber Pass... Probably being sued by American Express debt settlement with them before that date do I do not debt! Amex before the settlement payment could be made compensation from the links on this credit card that... Guy broke my heart over and over, and I need to pay due to a number hardships...

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